AUTO INSURANCE

Get the best car insurance for the least amount of money.

AUTO INSURANCE

Get the best car insurance for the least amount of money.

santa cruz car insurance needed after accident

Are you:

Sure you're getting all your eligible discounts
Getting the personal service you deserve?
Satisfied with your insurance agent?

We're one of the Central Coast's leading car insurance agencies, and we can offer you a wide variety of coverage options.

Let Our Local Auto Insurance Specialists Help You:

Save Money

We provide competitive car insurance quotes, help you discover eligible auto insurance discounts and apply the savings to your policy.

Choose the Right Policy

Experienced auto insurance agents understand that each state sets unique standards for car insurance. We make sure your policy and your individual needs as a driver adhere to those laws regardless of your location. Saving money is important. Saving your assets and future earnings with the right coverage is priceless!

Rest Easy When You're on the Road

We help you compare car insurance policies. We develop customized coverage that fits your budget and includes any additional options you might want or need. You can relax on the road knowing you're covered 24/7.

Connect with an Expert Now!

Auto Policy Definitions

Bodily Injury (BI) and Property Damage (PD)

Covers liability for injuries and property damages for which you are at fault.

This coverage is usually expressed in a "split number" such as 100/300/100.

The first number is the limit in thousands of dollars that your policy pays for bodily injury per person in case of an accident.

The second number is the total limit your policy pays for bodily injury to two or more people per accident.

The third number is the limit that your policy pays for property damage per accident.

Many people are underinsured today. The rising costs of vehicles makes it easy to exceed your property damage limits. High personal injury awards and medical costs in lawsuits are also serious considerations. We strongly recommend consulting with our auto insurance agents and making sure you have adequate coverage. We're always here to help!

Uninsured and Underinsured Motorist

This coverage protects you when you're injured by someone who isn't insured or carries inadequate coverage. The importance of Uninsured and Underinsured Motorist coverage is often overlooked. Our team helps you understand the details!

Collision

Collision covers the cost of replacing or repairing your vehicle in case of an accident. The premium varies depending on your deductibles. We know how to develop collision coverage that works for you!

Comprehensive

This covers repairing or replacing your vehicle in non-accident situations such as fire, theft or vandalism.

Your Trusted, Local Experts for Auto Insurance Quotes

Too many car insurance companies handle clients with a one-size-fits-all approach. At Allanson Insurance, we understand that no two drivers are alike. Our team is committed to bringing you competitive car insurance quotes on policies designed to protect you and your passengers on the road. We make sure you understand your policy, different types of coverage and any additional options you might choose.

Don’t trust your financial future to a clerk or a lizard! Talk an expert. Nobody’s first thought after an accident is “gee, I’m sure glad I got the cheapest insurance.”

Our Santa Cruz insurance experts look forward to being at your service! Give us a call today!

Request a Free Quote

We had a very goodexperience working with associate Justin Lew, who reached out to us about lowering our monthly payment substantially. I highly recommend this agency.read more

Wendy Spagnola

11:20 16 Mar 23

I have dealt with many insurance agencies and insurance agents over the years and there are a few that stand out because of their character and excellence.Clayton Carter is such an agent.When you meet people that take their own initiative to go out of their way to help you understand or achieve something, this has been my experience every time with Clayton.The insurance industry is complex and Clinton has the ability to take a complex issue and make it easy to understand. That is just one of the many great things about him, however, I would say the number one thing about Clayton that stands out to me is that I've never had to prompt him to parse the information down and help me understand what I need to know to make smart decisions and potentially save me time and money.Thank you again, Clayton, for the insight and value you bring to the table.Will--William S. DickinsonFounder | President | CEODickinson Enterprises, Inc.read more

Cortex Marketing

20:34 28 Dec 21

John ALLANSON, Will, Diamond, Anthony & the rest of the staff are so knowledgeable, professional & incredibly intuitive to ‘All’ your Needs. My husband, Dr Halpern, has used for ‘All’ his Insurance Needs for years. This company is the *Utmost in Integrity*!!!Thank you so much, Alisonread more

Alison Halpern

19:26 20 Aug 21

Will and John at Allanson Insurance are wonderful. I've just moved to Santa Cruz and John helped quickly with my auto insurance. He also saved me money from my former policy in Baltimore, Md.Will was terrific in re-evaluating insurance on our home. Kudos to both of them, and their young associate, Anthony. -- Ruthread more

Ruth Intress

19:19 16 Aug 21

Will Allanson was spot on in helping me navigate what I needed to do, along with all the options available to me regarding my claim. He was relaxed, friendly and knowledgeable!read more

Laurel P. Jacobson

23:52 20 Jul 21

These guys were great in getting us set up with insurance for our house. The whole process felt mellow, easy, and low stress. I felt welcome to ask all the “dumb” questions and got answers that made sense. Thanks!read more

Center for Emotional Education

21:57 09 Jul 21

They take care of all your insurance needs. They do it promptly. They do it correctly. They do it consistently, year after year after year, not just the first year.read more

Yvonne Howard

23:33 23 May 21

Karen and Diamond at Allanson Insurance Agency are absolutely awesome. We needed some documents urgently and rather than giving the stock answer of "It takes 3 to 4 business days" Karen dove in to see how she could expedite things and to our delight, we had the documents available the next day! Very happy with all aspects of Allanson Insurance.read more

nandita shah

22:10 13 May 21

Will was more than helpful in securing a policy for our home (located in a high fire area) in Aptos. The previous policy could not be renewed due to the recent fires, Will was able to get a new policy written in a matter of days. He kept us in the loop through the entire process and ultimately was able to get us better coverage than we had under the last policy. I would highly recommend giving Will a call if you are in need of new homeowners insurance.read more

Roman MarinIV

22:34 28 Apr 21

Jennifer has always gone above and beyond to help me and see me through with all my insurance needs. She is fast and knowledgeable and very helpful!read more

Meghan Dunn

18:14 22 Apr 21

My experience with my agent Will Allanson has been amazing! Not only is he extremely responsive and helpful, he is genuine in his approach to help you find the best policy that meets your needs! 🙂read more

Giavanna Ficarra

23:52 14 Apr 21

I use Allanson insurance for my rv and motorcycle policy. They’re competitive in price and Diamond was very thorough in explaining my policy inside and out making sure I understood everything.read more

wesley merrell

21:38 14 Apr 21

John Allanson’s office has great customer service. They are responsive, friendly and helpful.

Sarah Wise

18:42 14 Apr 21

I've held a couple policies with Will for several years now and he has always been very honest and educational when discussing my options.Most recently, I needed a few changes made to my renter's insurance policy and he turned it around in less than half a business day, so fast and helpful!Would recommend to anyone!read more

Jeremy Rathjen

16:23 10 Apr 21

Wonderful responsive agency...Best I've ever had in 50 years of my business.....And. saved about 30% from my prior insurance company with better coverage....read more

Leonard Tyson

04:49 23 Dec 20

You guy are the best!......as simply as that.

Pablo Kiger

20:59 07 Jan 19

The insurance office of John Allanson is such a delight to work with. His staff has always been so cheerful, helpful and willing to go above and beyond to assist their customers. They have made all of my experiences with them pleasant.read more

Kerry Feuerhaken

18:08 10 Oct 18

I changed from home owner to renter and needed to adjust my insurance accordingly. Karen Foster managed the entire process for me seamlessly, including ensuring that my insurance and new address would be adjusted on the appropriate dates without my having to do a thing. She explained my options clearly and helped me find the best policy for my new situation. Great agent, great agency.read more

Vicki Wolfe

00:42 28 Jun 18

We have been doing business with Allanson Insurance for many years. John Allanson has vast experience & knowledge in the industry and we trust his guidance and advice. He has an absolutely wonderful assistant as well: Diamond. True to her name, she really does sparkle! Outstanding customer service & follow-up. Diamond goes above & beyond. We highly recommend this agency and are grateful for their assistance with our needs.read more

Leslie Guzman

03:26 23 Jun 18

I've been with John Allanson for almost twenty years and all my insurance business is done through his friendly and efficient office. Good people to work with.read more

Christopher Yonge

21:57 13 Jan 18

Allanson insurance and Diamond are so good to their clients, thank you for all your hard work and caringread more

Moni Bowman

21:01 12 Jan 18

We had the good fortune to have found John Allanson about 20+ years ago, and because of his excellent service and knowledge about insurance we've saved a bundle over the years. Couldn't be happier or more satisfied with an agent. We'd highly recommend you speak to him, and have him give you a quote. You'll be impressed!read more

Steven Barisof

04:57 27 Oct 17

John and his team have been handling all our insurance needs for three decades! The service has always been prompt, friendly and caring. Thanks, John, and keep up the great work!read more

Alexa Horne

22:49 17 Sep 17

John made the task of getting insurance much easier than I thought it would be. He is very knowledgeable and took the time to listen to my concerns! I am so happy I found John when I did!read more

Kenzie Thomas

21:44 24 Mar 17

John is a very highly educated and helpful insurance resource

Jon Schumacher

17:05 24 Mar 17

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John Allanson, CEO and Founder

ALLANSON INSURANCE AGENCY

Phone: (831) 685-0101 | Fax: (831) 685-0202

9500 Soquel Drive, Aptos, CA 95003

Open: Monday - Friday 8 AM - 5 PM

Closed for Lunch from 12 - 1 PM

Let's get started!

John Allanson, CEO & FOUNDER

SANTA CRUZ COUNTY'S
INSURANCE EXPERTS

Phone: (831) 685-0101 | Fax: (831) 685-0202

9500 Soquel Drive, Aptos, CA 95003

Open: Monday through Friday 8 AM - 5 PM

Closed for Lunch 12 - 1 PM

Let's get started!

AUTO INSURANCE

AUTO INSURANCE

Are you:

Let Our Local Auto Insurance Specialists Help You:

Save Money

Choose the Right Policy

Rest Easy When You're on the Road

Auto Policy Definitions

Bodily Injury (BI) and Property Damage (PD)

Uninsured and Underinsured Motorist

Collision

Comprehensive

Your Trusted, Local Experts for Auto Insurance Quotes

John Allanson, CEO and Founder

ALLANSON INSURANCE AGENCY

John Allanson, CEO & FOUNDER

SANTA CRUZ COUNTY'SINSURANCE EXPERTS

SANTA CRUZ COUNTY'S
INSURANCE EXPERTS