What Can Business Insurance Do For You?

Starting and running a business is hard enough without worrying about the things that can go wrong. Damage to your inventory, theft, employee injuries, lawsuits — these are just a few of the expensive problems you can encounter as a business owner.

You're right to be concerned about how the unexpected can impact and hurt your company. When you're covered by the right business insurance in Santa Cruz, Santa Clara and Monterey counties, you enjoy real peace of mind. You concentrate on taking care of daily operations while Allanson Insurance protects your business.

Types of Coverage

PROPERTY COVERAGE

Property coverage is often divided into two parts in a business policy:

Fixed Property - Buildings, fixtures, etc.

Contents - Equipment, inventory, etc.

Property coverage can also be designed with a blanket limit. Your property can be covered as All Risk or Specified Perils. Earthquake and flood coverage are available as well.

LIABILITY COVERAGE

General Liability insurance protects your company's assets by covering you if someone is hurt on your property or you, your product, or your employees cause injuries or property damage.

Key Liability Questions:
Have you reviewed your business insurance within the last 12 months?
Do you transact business off-site?
Do you serve alcoholic beverages at functions?
Do you sell products that can potentially cause harm?
Do you or your employees operate personal vehicles while doing business?

BUSINESS INTERRUPTION

What happens if your business shuts down? Who pays the bills? Will you be able to reopen when things get back to normal? Business interruption coverage is often overlooked. It shouldn't be. Let our insurance experts review your current policy and make sure you're completely protected.

How Do We Help You Select the Best Business Insurance?

Whether you're shopping for new coverage or giving your current business insurance policy an overhaul, we guide you through each step.

We start by learning more about what you do, your industry and the size of your business. Next, we answer your questions about different types of coverage. We help you understand the details in business liability insurance and property insurance and how each one affects your company.

Finally, we put together a business insurance quote for a customized plan that covers exactly what you need and stays within your budget.

Call Us Today to Learn More

Whether you're in the hospitality business, manufacturing, retail or real estate, we're ready to help you find the best insurance policy for your business.

Your hands are full with day-to-day operations. You don't need to worry about the disruption and expense of dealing with the unexpected. Call Allanson Insurance today. Stop worrying, and start enjoying running your business.