Customized to meet your specific business needs.


Customized to meet your specific needs.

business insurance specialist in santa cruz

Are You:

  • Confident your business can survive serious setbacks arising from situations like fire, lawsuits or criminal activities?
  • Familiar with the important details that make up a custom business insurance policy?
  • Tired of calling a 1-800 number and getting an automated response?

Do you know if these key areas of your business are adequately covered?

  • Property coverage
  • Liability
  • Business interruption/loss of income

As one of the leading business insurance agencies in Santa Cruz, we specialize in customizing business insurance plans that fit your needs regardless of your industry or the size of your company.

When You Work with Us, You Can Expect:

Custom Business Insurance

Never pay for coverage you don’t need – or miss coverage you do need. You can trust us to provide you with a business insurance quote that's designed to cover your unique operations.

24/7 Face-to-Face Customer Service

Don't waste your valuable time with an automated response. When you call our office, you always speak with a real, caring professional.

Peace of Mind

Sleep better at night knowing you're completely protected. We go above and beyond to ensure you have exactly what you need to protect your business.

What Can Business Insurance Do For You?

Starting and running a business is hard enough without worrying about the things that can go wrong. Damage to your inventory, theft, employee injuries, lawsuits — these are just a few of the expensive problems you can encounter as a business owner.

You're right to be concerned about how the unexpected can impact and hurt your company. When you're covered by the right business insurance in Santa Cruz, Santa Clara and Monterey counties, you enjoy real peace of mind. You concentrate on taking care of daily operations while Allanson Insurance protects your business.

Types of Coverage


Property coverage is often divided into two parts in a business policy:

Fixed Property - Buildings, fixtures, etc.

Contents - Equipment, inventory, etc.

Property coverage can also be designed with a blanket limit. Your property can be covered as All Risk or Specified Perils. Earthquake and flood coverage are available as well.


General Liability insurance protects your company's assets by covering you if someone is hurt on your property or you, your product, or your employees cause injuries or property damage.

Key Liability Questions:
Have you reviewed your business insurance within the last 12 months?
Do you transact business off-site?
Do you serve alcoholic beverages at functions?
Do you sell products that can potentially cause harm?
Do you or your employees operate personal vehicles while doing business?


What happens if your business shuts down? Who pays the bills? Will you be able to reopen when things get back to normal? Business interruption coverage is often overlooked. It shouldn't be. Let our insurance experts review your current policy and make sure you're completely protected.

How Do We Help You Select the Best Business Insurance?

Whether you're shopping for new coverage or giving your current business insurance policy an overhaul, we guide you through each step.

We start by learning more about what you do, your industry and the size of your business. Next, we answer your questions about different types of coverage. We help you understand the details in business liability insurance and property insurance and how each one affects your company.

Finally, we put together a business insurance quote for a customized plan that covers exactly what you need and stays within your budget.

Call Us Today to Learn More

Whether you're in the hospitality business, manufacturing, retail or real estate, we're ready to help you find the best insurance policy for your business.

Your hands are full with day-to-day operations. You don't need to worry about the disruption and expense of dealing with the unexpected. Call Allanson Insurance today. Stop worrying, and start enjoying running your business.

John Allanson, CEO and Founder


Phone: (831) 685-0101 | Fax: (831) 685-0202

9500 Soquel Drive, Aptos, CA 95003

Open: Monday - Friday  8 AM - 5 PM

Closed for Lunch from 12 - 1 PM

Let's get started!

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John Allanson, CEO & FOUNDER


Phone: (831) 685-0101 | Fax: (831) 685-0202

9500 Soquel Drive, Aptos, CA 95003

Open: Monday through Friday 8 AM - 5 PM

Closed for Lunch 12 - 1 PM

Let's get started!

Please enter your name.
Please enter a valid email.
Please enter a message.

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