GENERAL LIABILITY INSURANCE

With comprehensive general liability insurance, you protect your business from claims resulting from property damage, bodily injury and medical bills.

GENERAL LIABILITY INSURANCE

With comprehensive general liability insurance, you protect your business from claims resulting from property damage, bodily injury and medical bills.

business insurance specialist in santa cruz

Are You:

  • Starting up a new business?
  • Unhappy with your current business liability insurance?
  • Looking to generate long-term savings for your business? 

As one of the leading comprehensive general liability insurance providers in Santa Cruz, we help you get the best protection available so that you don’t have to worry about frivolous lawsuits that can arise when you run your business.

 

At Allanson Insurance, We Help You:

Keep your business safe

It's both exciting and challenging to run your own business. Don't let concerns about disgruntled customers setting a lawsuit in motion hold you back from maximizing your potential.

Find great rates

From implementing safety standards to adjusting deductibles, we identify different strategies for savings. We work up a general liability insurance policy that best suits your business and your budget. 

Understand every aspect of your policy

Many business owners aren't even sure they need general liability coverage or what it covers. We explain why you should carry it, tell you exactly what it does and make sure you completely understand your policy options before you make any commitment.

Who Benefits From General Liability Insurance?

If you're a small business owner, you need some form of small business liability insurance. If you don't have a policy, you risk the possibility of a lawsuit that can put you out of business. The results can cost you your income and send you deep into debt. It's not unusual for customers and vendors to refuse to do business with a company that doesn't carry comprehensive general liability insurance.

Contractors also need general liability insurance. While you may not want a full business owners' policy that covers operating expenses, consider your risk if someone claims your company was responsible for property damage or bodily injury at a job site. With a contractor general liability insurance plan in place, you're protected from this type of business disaster.

How Much Does Liability Insurance Cost?

The cost of general liability insurance varies from business to business. Companies with a large number of employees are subject to more risk and often pay higher premiums. Business location is also a factor. Companies operating in areas with large populations tend to have higher premiums. Finally, exposure is one of the biggest considerations. A company that only manufactures goods will pay a lower premium than a company that manufactures and installs its products.

Get a General Liability Quote from Our Trusted, Local Experts 

As one of the most trusted general liability insurance providers in the Santa Cruz area, Allanson Insurance understands what it takes to build and protect your business. From the day you open to the day you retire, we're here to help. You can depend on us to cover your future with a quality business liability policy that minimizes your risks and protects you from unexpected situations.

Call us today to learn more about your general liability insurance needs. We'll work up a personalized quote based on the unique factors that make your business one of a kind. At Allanson Insurance, we're on your side, and we're always here for you.

John ALLANSON, Will, Diamond, Anthony & the rest of the staff are so knowledgeable, professional & incredibly intuitive to ‘All’ your Needs. My husband, Dr Halpern, has used for ‘All’ his Insurance Needs for years. This company is the *Utmost in Integrity*!!!Thank you so much, Alisonread more
Alison Halpern
Alison Halpern
19:26 20 Aug 21
Will and John at Allanson Insurance are wonderful. I've just moved to Santa Cruz and John helped quickly with my auto insurance. He also saved me money from my former policy in Baltimore, Md.Will was terrific in re-evaluating insurance on our home. Kudos to both of them, and their young associate, Anthony. -- Ruthread more
Ruth Intress
Ruth Intress
19:19 16 Aug 21
Will Allanson was spot on in helping me navigate what I needed to do, along with all the options available to me regarding my claim. He was relaxed, friendly and knowledgeable!read more
Laurel P. Jacobson
Laurel P. Jacobson
23:52 20 Jul 21
These guys were great in getting us set up with insurance for our house. The whole process felt mellow, easy, and low stress. I felt welcome to ask all the “dumb” questions and got answers that made sense. Thanks!read more
Center for Emotional Education
Center for Emotional Education
21:57 09 Jul 21
They take care of all your insurance needs. They do it promptly. They do it correctly. They do it consistently, year after year after year, not just the first year.read more
Yvonne Howard
Yvonne Howard
23:33 23 May 21
Karen and Diamond at Allanson Insurance Agency are absolutely awesome. We needed some documents urgently and rather than giving the stock answer of "It takes 3 to 4 business days" Karen dove in to see how she could expedite things and to our delight, we had the documents available the next day! Very happy with all aspects of Allanson Insurance.read more
nandita shah
nandita shah
22:10 13 May 21
Will was more than helpful in securing a policy for our home (located in a high fire area) in Aptos. The previous policy could not be renewed due to the recent fires, Will was able to get a new policy written in a matter of days. He kept us in the loop through the entire process and ultimately was able to get us better coverage than we had under the last policy. I would highly recommend giving Will a call if you are in need of new homeowners insurance.read more
Roman MarinIV
Roman MarinIV
22:34 28 Apr 21
Jennifer has always gone above and beyond to help me and see me through with all my insurance needs. She is fast and knowledgeable and very helpful!read more
Meghan Dunn
Meghan Dunn
18:14 22 Apr 21
My experience with my agent Will Allanson has been amazing! Not only is he extremely responsive and helpful, he is genuine in his approach to help you find the best policy that meets your needs! 🙂read more
Giavanna Ficarra
Giavanna Ficarra
23:52 14 Apr 21
I use Allanson insurance for my rv and motorcycle policy. They’re competitive in price and Diamond was very thorough in explaining my policy inside and out making sure I understood everything.read more
wesley merrell
wesley merrell
21:38 14 Apr 21
John Allanson’s office has great customer service. They are responsive, friendly and helpful.
Sarah Wise
Sarah Wise
18:42 14 Apr 21
I've held a couple policies with Will for several years now and he has always been very honest and educational when discussing my options.Most recently, I needed a few changes made to my renter's insurance policy and he turned it around in less than half a business day, so fast and helpful!Would recommend to anyone!read more
Jeremy Rathjen
Jeremy Rathjen
16:23 10 Apr 21
Wonderful responsive agency...Best I've ever had in 50 years of my business.....And. saved about 30% from my prior insurance company with better coverage....read more
Leonard Tyson
Leonard Tyson
04:49 23 Dec 20
You guy are the best!......as simply as that.
Pablo Kiger
Pablo Kiger
20:59 07 Jan 19
The insurance office of John Allanson is such a delight to work with. His staff has always been so cheerful, helpful and willing to go above and beyond to assist their customers. They have made all of my experiences with them pleasant.read more
Kerry Feuerhaken
Kerry Feuerhaken
18:08 10 Oct 18
I changed from home owner to renter and needed to adjust my insurance accordingly. Karen Foster managed the entire process for me seamlessly, including ensuring that my insurance and new address would be adjusted on the appropriate dates without my having to do a thing. She explained my options clearly and helped me find the best policy for my new situation. Great agent, great agency.read more
Vicki Wolfe
Vicki Wolfe
00:42 28 Jun 18
We have been doing business with Allanson Insurance for many years. John Allanson has vast experience & knowledge in the industry and we trust his guidance and advice. He has an absolutely wonderful assistant as well: Diamond. True to her name, she really does sparkle! Outstanding customer service & follow-up. Diamond goes above & beyond. We highly recommend this agency and are grateful for their assistance with our needs.read more
Leslie Guzman
Leslie Guzman
03:26 23 Jun 18
I've been with John Allanson for almost twenty years and all my insurance business is done through his friendly and efficient office. Good people to work with.read more
Christopher Yonge
Christopher Yonge
21:57 13 Jan 18
Allanson insurance and Diamond are so good to their clients, thank you for all your hard work and caringread more
Moni Bowman
Moni Bowman
21:01 12 Jan 18
We had the good fortune to have found John Allanson about 20+ years ago, and because of his excellent service and knowledge about insurance we've saved a bundle over the years. Couldn't be happier or more satisfied with an agent. We'd highly recommend you speak to him, and have him give you a quote. You'll be impressed!read more
Steven Barisof
Steven Barisof
04:57 27 Oct 17
John and his team have been handling all our insurance needs for three decades! The service has always been prompt, friendly and caring. Thanks, John, and keep up the great work!read more
Alexa Horne
Alexa Horne
22:49 17 Sep 17
John made the task of getting insurance much easier than I thought it would be. He is very knowledgeable and took the time to listen to my concerns! I am so happy I found John when I did!read more
Kenzie Thomas
Kenzie Thomas
21:44 24 Mar 17
John is a very highly educated and helpful insurance resource
Jon Schumacher
Jon Schumacher
17:05 24 Mar 17
allanson
John Allanson, CEO and Founder
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ALLANSON INSURANCE AGENCY

Phone: (831) 685-0101 | Fax: (831) 685-0202

9500 Soquel Drive, Aptos, CA 95003

Open: Monday - Friday  8 AM - 5 PM

Closed for Lunch from 12 - 1 PM

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allanson
John Allanson, CEO & FOUNDER
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SANTA CRUZ COUNTY'S
INSURANCE EXPERTS

Phone: (831) 685-0101 | Fax: (831) 685-0202

9500 Soquel Drive, Aptos, CA 95003

Open: Monday through Friday 8 AM - 5 PM

Closed for Lunch 12 - 1 PM

Let's get started!

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Please type your message.