LIFE INSURANCE

With the right life insurance policy, you're supporting your family's financial future no matter what tomorrow brings. 

LIFE INSURANCE

With the right life insurance policy, you're supporting your family's financial future no matter what tomorrow brings. 

family-funAre you:

  • Concerned about leaving your loved ones with a financial burden

  • Sure about the amount of life insurance coverage you need?

  • Not happy with your current life insurance policy?

  • Familiar with all the details and choices available?

As one of the leading life insurance companies in Santa Cruz, we help you determine the right policy for your situation, and we tailor it to suit your family's financial needs

When You Work With Us, We Help You:

Understand how to buy life insurance

Perhaps you’re not sure what term vs. whole life insurance means or you just want help determining how much coverage you need. Either way, we walk you through the process step by step.

Protect your family's future

Life can change in an instant. If you have a spouse, children and other loved ones, we help you protect their financial future.

Save money

We provide highly competitive life insurance quotes giving you access to the best rates in Santa Cruz and Monterey Counties.

 

Understanding Different Types of Life Insurance

There are two different types of life insurance available to protect your family's financial future. We explain the differences between term life and whole life insurance so that you can make the best choice for you and your loved ones with complete confidence.

Universal Life insurance

A Universal Life policy is designed to meet your needs in ways that other policies can't match.

With a Universal Life Policy, you can:

  • Accumulate tax-deferred savings
  • Vary your premiums
  • Vary your benefit
  • Suspend payments periodically

Universal Life allows you the flexibility to make changes as your life circumstances change without having to modify your life insurance policy.

Universal Life locks in your insurability now while you're healthy. As it protects your loved ones, it builds cash for your future.

Ask us about a personal Life Insurance Review. We help you determine the amount of coverage you need and show you how simple it is to get started!

Term Life Insurance

Term Insurance covers you for a specified period of time. You can purchase a policy that covers one or five years, and term policies covering 10 or 20 years are also available. However, you must renew the policy when the term expires, and a renewal rate is usually much higher than the original rate. 

Term Insurance only pays a death benefit if you die during the covered period of time. It comes with specific rules about when and how you can renew the policy.

Term Insurance normally NEVER builds cash value.

Term Insurance does have one advantage. It usually provides the highest death benefit for the lowest premium.

Ask us about which life insurance policy is the best for you and your loved ones.

Your Trusted Source for Life Insurance 

There are many life insurance companies in California, but none offer the personalized services we provide here at Allanson Insurance. We understand that life insurance can be a sensitive subject. We treat each new customer with the same sincere care that we show our own family and friends. Whether you need a quote, you're unhappy with existing coverage or you're ready to sign up for a new policy, we're here to help.

We walk you through each step of the process because we know how important it is that you understand the details of different types of policies. We want to make sure you choose a life insurance policy that's the very best fit for you and your loved ones. Give us a call today. You'll sleep better knowing family's financial future is finally secure.

The insurance office of John Allanson is such a delight to work with. His staff has always been so cheerful, helpful and willing to go above and beyond to assist their customers. They have made all of my experiences with them pleasant.read more
Kerry Feuerhaken
Kerry Feuerhaken
18:08 10 Oct 18
I changed from home owner to renter and needed to adjust my insurance accordingly. Karen Foster managed the entire process for me seamlessly, including ensuring that my insurance and new address would be adjusted on the appropriate dates without my having to do a thing. She explained my options clearly and helped me find the best policy for my new situation. Great agent, great agency.read more
Vicki Wolfe
Vicki Wolfe
00:42 28 Jun 18
We have been doing business with Allanson Insurance for many years. John Allanson has vast experience & knowledge in the industry and we trust his guidance and advice. He has an absolutely wonderful assistant as well: Diamond. True to her name, she really does sparkle! Outstanding customer service & follow-up. Diamond goes above & beyond. We highly recommend this agency and are grateful for their assistance with our needs.read more
Leslie Guzman
Leslie Guzman
03:26 23 Jun 18
I've been with John Allanson for almost twenty years and all my insurance business is done through his friendly and efficient office. Good people to work with.read more
Christopher Yonge
Christopher Yonge
21:57 13 Jan 18
Allanson insurance and Diamond are so good to their clients, thank you for all your hard work and caringread more
Moni Bowman
Moni Bowman
21:01 12 Jan 18
We had the good fortune to have found John Allanson about 20+ years ago, and because of his excellent service and knowledge about insurance we've saved a bundle over the years. Couldn't be happier or more satisfied with an agent. We'd highly recommend you speak to him, and have him give you a quote. You'll be impressed!read more
Steven Barisof
Steven Barisof
04:57 27 Oct 17
John and his team have been handling all our insurance needs for three decades! The service has always been prompt, friendly and caring. Thanks, John, and keep up the great work!read more
Alexa Horne
Alexa Horne
22:49 17 Sep 17
John made the task of getting insurance much easier than I thought it would be. He is very knowledgeable and took the time to listen to my concerns! I am so happy I found John when I did!read more
Kenzie Thomas
Kenzie Thomas
21:44 24 Mar 17
John is a very highly educated and helpful insurance resource
Jon Schumacher
Jon Schumacher
17:05 24 Mar 17
allanson
John Allanson, CEO and Founder
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ALLANSON INSURANCE AGENCY

Phone: (831) 685-0101 | Fax: (831) 685-0202

9500 Soquel Drive, Aptos, CA 95003

Open: Monday - Friday  8 AM - 5 PM

Closed for Lunch from 12 - 1 PM

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allanson
John Allanson, CEO & FOUNDER
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SANTA CRUZ COUNTY'S
INSURANCE EXPERTS

Phone: (831) 685-0101 | Fax: (831) 685-0202

9500 Soquel Drive, Aptos, CA 95003

Open: Monday through Friday 8 AM - 5 PM

Closed for Lunch 12 - 1 PM

Let's get started!

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Please enter a valid email.
Please enter a message.

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